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Payment Options & Insurance

SCNM offers affordable care through our teaching clinics. 

Insurance

When you call to schedule your appointment, a patient services representative will verify your insurance and confirm that it is accepted. You will be asked to provide a current insurance card on the day of your appointment. Even if your insurance plan does not cover naturopathic medicine, you can use your HSA account to pay for your care.

Self-Pay Program

Many patients choose to pay out of pocket for their care at SCNM clinics. We accept cash, check, debit, Visa, MasterCard, Discover and American Express.  

Financial Assistance Program*

If you are uninsured or underinsured, you may qualify for services with reduced fees based on income and family size, such as the SCNM’s sliding fee program. Reduced fees can lower your care costs by up to 10 percent on most services.   

Student and Senior Discount Programs*

Additionally, we offer up to a 10-percent discount on student shifts to full-time students (student ID is required at the time of service) and seniors, ages 65 and above.  

Military Discount Programs*

We are proud to support our troops! Active duty, veterans and reservists receive up to a 10-percent discount on all student shifts.  

SCNM Alumni Discount Program*

Are you an SCNM alumnus living in or visiting the Tempe area? SCNM alumni and immediate family of alumni (spouse, domestic partner or child 18 and under) receive up to a 10-percent discount on all student shifts.

Payment Is Due the Day of Service

Your copay or appointment fees are due on the day of your appointment. If you have an outstanding balance on your account, we ask you to pay it in full or set up a payment plan in order to schedule future appointments. Please note that sometimes you might receive notification of a balance due after your initial appointment. This could happen after we bill your insurance or if you needed additional services such as labs. If you ever have questions about your bill, we’re here to help. Just call us at 480.428.3232.

* Discounts vary based on service and apply to student shifts only. All naturopathic student shift care teams consist of the attending physician, resident, and 3rd and 4th year medical students. Payment is required at time of service for all discounted services. Discount is based on self-pay patients only and cannot be combined with any other discount or insurance program. Packages are not eligible for discounts, as all packages are already discounted.